Investing in Rotherham buy to Let property in recent years has become somewhat different than in the past.

In the good old days of the five years after the turn of the millennium, we had double digit house growth, mortgage companies (Northern Rock, HBOS and the others) were so desperate to get on the BTL bandwagon that they were offering unsustainably low interest rates and a cursory nod to any regulatory intervention – in those days anyone could make money investing in property.
Then we had the crash, and then the unexpected upturn in the property market with the post credit crunch jump in 2010.
Yet over the past 5 years there have been new challenges and the screws have slowly turned on Rotherham BTL investors.
With the change in taxation rules on mortgage relief starting to bite, plus a swathe of new rules and regulations for landlords and mortgage companies its not surprising that many landlords are exiting the market and others pausing on their portfolio expansion.

However nowadays Rotherham landlords can no longer presume to buy a property, sit on it and automatically make a profit.
Before landlords sell off their properties they should remember that properties produce income in the form of rent and yield. The focus on Rotherham BTL property in these times should focus on maximising rents and not be preoccupied with just house price growth.

Rents in Rotherham PRS have increased by 2.02% in the past 12 months but since 2008 have not kept pace with inflation. Meaning it is cheaper today in REAL TERMS than it was 12 years ago and some landlords are realising this with our help.
Looking at the last few years in the graph below it can be seen that there is still a modest margin to increase rents to maximise your investment yet still protect your tenants by keeping the rents below those ‘real spending power terms’ of the 2008 levels.

BTL must be seen as a medium and long-term investment…….

Rents in Rotherham are 6.66% higher than they were in January 2016 and property values are 15.22% higher.

…. And for the long term, even with the barriers and challenges that the Government is putting your way – the future couldn’t be brighter if you know what you are doing.

Investment is the key word here … in the Old days anything with a front door and roof made money – yet now it doesn’t. Tenants will pay for the right property in the right condition.
Do you know where the hot spots are in Rotherham, whether demand is greater for 2 bed or 3 beds. Whether town centre terraces offer more ROI than suburban semis.
With all the regulations Rotherham landlords are looking for advice and guidance not only in managing their properties, taking on the worries of property maintenance, the care of the property and their tenants behaviour but also the future of their portfolio.
We can give in house specialist advice or from professionals we can trust on the future of your portfolio to meet your investment needs (by judging your circumstances and the need between capital growth and yield), specialist finance and even putting your property empire into a limited company.

So if you do need help and guidance don’t hesitate to give us a call 01709 365584.